Too Much to Do

The day to day ramblings of a scrapbooker…

Tough times…

So, you think it’s rough now? Not really any worse than any other recession we’ve been through. Although the recession about 1973-74 I don’t recall very well (I’ve been told that you had to be in the work force to remember it and most of those just entering it then are now retiring).

I do remember 1981 like it was yesterday. I’d been in the full time work force just a few years and was making over minimum wage with a whopping pre-tax monthly income of $800 a month. We’d made the mistake of believing we should live on our two incomes and started in an apartment costing $350 a month, which quickly went to $425 a month. Well, that was 25% of what our pre-tax was so we thought it was ok. Until one of us was out of work and it wasn’t me.

That was really the beginning of our journey into learning what was a “need” and what was a “want.” We downsized into a smaller apartment, not as nice and in a slightly less desirable neighborhood (which interestingly now is an “up and coming” area). But, our rent went down to a doable $280 a month. Wow.

We sold one of the cars and I took the bus, walking 6 blocks to get to it too. That alone saved gas and an insurance bill. It lasted about a year and then we were given a 10 year old station wagon. We put some money into it, but it was transportation.

So, why now is it so difficult for people to let go of things that they believe that they cannot live without? So many conveniences that aren’t essential to life? Dinner out, pre-prepared foods, cable/satellite, cell phones… etc…

I remember when we had to cut money from the budget and the first thing gone from the grocery bill was potato chips. It took us YEARS to buy them again and I still don’t unless we are entertaining! But, everyone is different. I just don’t want to support the people that are unwilling to try to help themselves first I guess.

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May 29, 2009 Posted by | Finance | Leave a comment

“it don’t come easy.”

I realized this (and know it is too simplistic) this morning while on the elliptical.  Cardio is really a pain to do.  A necessary evil if you will.  The painful part is pushing to where I get that “second wind” and it transfers to the high from doing whatever it is.  The point where you realize, you really can do this longer…

Either way, it was the realization that anything worth having isn’t cheap nor free.  Everyone wants something for nothing, but everything is really worth what you “pay” for it, be it in time, effort or hard cash.  When we truly EARN something, maybe that is why we treat it with much more respect and care.  We all want the quick fix – the diet pill, the magic 5 minute exercise …

So, following this meandering thought of mine, perhaps this is why we have become such a throw-away society?  We’ve “bought” so much on credit, never actually paying for it in most cases.  But, now a lot of people are paying dearly, by losing their homes, falling into bankruptcy, etc.  And the ultimate cost is perhaps some self-esteem, but certainly their credit worthiness.  Will that matter?  Obama wants us to spend spend spend and continue to be the throw-away society we were to keep the economy “good.”  Is that really what we need and should be doing?

Maybe we really need to think about what we WANT vs. what we NEED and remember “it don’t come easy” and get past the painful part and live on the cash we earn and not the “free” credit.  Because is anything “free” really worth having in the end?

May 28, 2009 Posted by | Finance, Uncategorized | , | Leave a comment

“The Girl’s Loft”

Keep an eye out for this new scrapbook kit site, “The Girl’s Loft.” As excited as Margie is about getting this venture up and running, it should be exciting on launch day. Keep an eye out for 6/15/09! Be sure to check out Margie‘s blog too!

May 27, 2009 Posted by | scrapbooking, Uncategorized | , , , | Leave a comment

Beautiful trees

When we first moved into the house we live in, the roads were bad.  Very bad. They were crowned and without curbs.  We are in the city mind you.  We call it “rural” city though because we still don’t have sidewalks in our little bit of the city.  There were beautiful 40-50 year old trees lining our street, arching over and spanning the street with their canopy.  They were part of the charm of the neighborhood and part of why we chose the home we moved to.

Did I mention the roads were bad.  Very bad?  So, two years into living here, the roads needed to be replaced.  First on the street was the tree removal team.  NO!  Not my trees!  With the power of prayer, miraculously they stopped cutting in front of my house.  Our trees did not need to be removed.  They did not go into where the new street would be.  They planted new trees to replace all those cut down though.  I remember thinking how long it would take for those trees to really “replace” the ones cut down…

Fast forward now over 20 years… This morning, I came home from my gym to see trees lining the street, arching gracefully and creating a canopy over it.

It was a beautiful thing.  Pictures were needed.  I am currently camera-less while my Pentax is broke broke (yes really broke) and in the shop.  Sigh.  I’ll have to wait for another beautiful morning later in the year when it’s back.

May 21, 2009 Posted by | Uncategorized | Leave a comment

Monday, Monday…

Wow.  What a weekend.  It’s a perfect example of why this is “too much to do.”

Before we started even, Friday was busy busy busy.  My parents’ condo was finally sold and closed.  Kind of bittersweet.  Had a little cheer that it was finalized but then realized it was final.  It is now someone else’s home and I wish Patty a lot of good times in her new home.  I keep her and her daughter in my prayers as well on this journey of theirs.

Then, on to our tournament and had our first game at 7:45pm on Friday, so the weekend was officially under way.  Lost 3-1 but played hard and we did well.  Stayed and watched our “sister” C team, the Mojitos play too.  And then, didn’t get home until close to midnight only be to up at 6am the next day to return!

Ugh!  That’s where in my hurry to get stuff in, I dropped my DSLR.  It will be 4-6 weeks until I know how much it will cost to repair.  I know replacement cost and it isn’t a whole lot more than what they think the repairs will be.  I’m sooooo lost without my camera.  Those little digitals just can’t replace my DSLR.

Spent the day at the tournament at my assigned spots and just in general filling in and being one of Milwaukee’s hospitable hostesses for the weekend.  Every participant that I spoke with said they were having good games, good fun & enjoyed the tournament.  Hopefully we had some good fund raising for NOF too!  Lost our 2nd game too but had great fun and skated hard.  Didn’t get home until after midnight and totally crashed after rising the hockey smell off….

Sunday was another good day.  We finally won one, against one of our local rivals no less.  Had more good fun and took care of all the raffles too.  We have some issues scoring goals.  Need to work on that over the summer.

And yet, I am here awake and wishing there was more hockey today.  And wishing really hard that I didn’t drop my camera in the parking lot.  My core is sore like I’ve never exercised before and I know better.  Games were a little more physical than they have been in a while.  

And Monday is here again.  Back to reality.  Whether I want to or not.

Happy Monday all!

May 18, 2009 Posted by | Uncategorized | , , , | Leave a comment